I would like to express my heartfelt appreciation for the understanding and support of CCI Group's activities on a daily basis.
On October 1, 2025, we changed our group from Hokkoku Financial Holdings, Inc. to CCI Group, Inc. CCI is an acronym for Communication・Collaboration・Innovation, and it is a term that expresses our unchanging values of creating new value through dialogue and collaboration.

This corporate name embodies our determination to conceive, take on challenges, and create the future together with our partners involved in resolve regional issues and value creation. We believe that by moving the region forward, we can foster "Visionary Region," from which we can change the world even better. To achieve this, we will continue to refine our functions and trust as a bank while moving into business areas that transcend the boundaries of financial. We will collaborate with a wide range of counterparties, including governments, companies, schools, and startups, and actively incorporate advanced knowledge and networks from overseas and urban areas to further expand the potential of local industries, cultures, and human resources.

We value the "trust" and "security" that we have cultivated as Hokkoku Bank. We will continue to be closer to local customers and engage in dialogue with each and every one of them to face the essence of issues. In addition, the Group's collective strengths will be accompanied by efforts to advance financial services that integrate digital and brick-and-mortar technologies, support corporate growth, Business succession, educational and Human resource development, update regional infrastructures, and achieve sustainable societies such as decarbonisation, disaster prevention and mitigation.
And with the spirit of open innovation, we aim to broaden our horizons from Hokuriku to the Tokyo metropolitan area and beyond to the world, creating a cycle that connects global knowledge and advanced expertise to the growth of our region.
CCI Group's mission is to transform Communication・Collaboration・Innovation into a ── that translates regional and future-oriented expectations into concrete results.

Under the new corporate name, we will pursue sustainable growth while adhering to honest and transparent management and strengthening governance and risk management. We will do our utmost to ensure that our thoughts and actions are a solid step toward a future in which the next generation can be proud of.
"Create Together. Grow Together."
With this slogan close to our hearts, we will take today as a new starting point—continuing dialogue, thinking together, turning ideas into reality, and moving forward hand in hand with you to remain a group that earns trust through results.
We look forward to your continued support.